Term Explanation

BC

Bankclearing Number

Creditor Reference

Creditor Reference according to the ISO 11649 standard.

IBAN

International Bank Account Number according to ISO 13616.

IID

IID is an abbreviation of Institute ID (former BC no.). Each banking institution that participates in payment traffic in Switzerland has at least one assigned IID.

ISR

Orange inpayment slip (ESR in German)

Payment Part

The payment part of the QR-bill is in A6 format and contains the information necessary to execute a payment in the form of a Swiss QR Code, as well as printed information. The payment part can be a component of the QR-bill or be enclosed as a separate supplement.

Swiss QR Code

The Swiss QR Code meets the requirements stipulated in the Swiss Implementation Guidelines of QR-bill and enables the initiation of payments at banks. It is marked with the Swiss cross in the middle. It contains the SPC encoded as QR code.

QR-Bill

The QR-bill is a bill with the associated payment part with Swiss QR Code.

QR-IBAN

IBAN variant to be used for payments with a structured reference. The IID of a QR-IBAN must be a QR-IID

QR-IID

Special IID. Reserved range is 30000 – 31999

QR-Reference

The biller’s structured reference corresponds to the former ISR reference number.

Receipt

The payment part is part of the QR-bill and is positioned left to the payment part. It is intended to be used as a receipt for a fulfilled payment.